CPBI · CIK 0001979332
Central Plains Bancshares, Inc.
Annual figures as reported, FY2022–FY2026. Ratios and growth rates derived on-page.
Savings Institution, Federally Chartered
Company profile
Net income
$4.0M
▲ +9.5% vs FY2025
Free cash flow
$5.8M
▲ +289.4% vs FY2025
Diluted EPS
$1.05
▲ +9.4% vs FY2025
Net income
Annual, as reported
Recent quarters
momentum · last 12 quartersNet income — Mar ’26 quarter
$955K
▲ +12.6% vs Mar ’25
Diluted EPS — trailing 12 months
$1.05
▲ +9.4% vs Mar ’25
Quarterly net income
Discrete quarters; Q4 derived from the annual figure
| Quarter | Revenue | Rev. YoY | Gross margin | Net income | Net margin | Diluted EPS |
|---|---|---|---|---|---|---|
| Mar ’26 | — | — | — | $955K | — | $0.25 |
| Dec ’25 | — | — | — | $1.2M | — | $0.31 |
| Sep ’25 | — | — | — | $882K | — | $0.23 |
| Jun ’25 | — | — | — | $988K | — | $0.26 |
| Mar ’25 | — | — | — | $848K | — | $0.22 |
| Dec ’24 | — | — | — | $951K | — | $0.25 |
| Sep ’24 | — | — | — | $952K | — | $0.25 |
| Jun ’24 | — | — | — | $903K | — | $0.24 |
Profitability & returns
quality of earningsReturns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationFree cash flow
Operating cash flow less capital expenditure
Operating cash flow
Net cash from operations
Shareholder returns
capital allocationCapital returned
Cash paid out as dividends and share repurchases
Buybacks
Diluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Growth rates
compounding, annualizedNet income CAGR
+34.4%
3y
Free cash flow CAGR
+11.7%
3y
Key ratios
derived per fiscal year| Fiscal year | ROE | ROA |
|---|---|---|
| FY2026 | 4.5% | 0.7% |
| FY2025 | 4.4% | 0.7% |
| FY2024 | 4.8% | 0.8% |
| FY2023 | 4.3% | 0.4% |
| FY2022 | — | — |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2026 | — | — | — | $4.0M | $1.05 | $6.7M | $878K | $558.6M | $469.7M | $89.0M | $29.9M | — |
| FY2025 | — | — | — | $3.7M | $0.96 | $4.5M | $7.5M | $508.7M | $425.4M | $83.3M | $28.7M | — |
| FY2024 | — | — | — | $3.8M | $2.19 | $5.7M | $2.3M | $463.3M | $385.0M | $78.3M | $11.5M | — |
| FY2023 | — | — | — | $1.6M | — | $4.5M | $303K | $437.8M | $399.1M | $38.7M | $16.6M | — |
| FY2022 | — | — | — | — | — | — | — | — | — | $38.4M | — | — |
Latest filings
the most recent regulatory filings11-KEmployee stock plan report2026-07-02 ↗NT 11-KCENTRAL PLAINS BANCSHARES, INC. 12B-252026-06-30 ↗SCHEDULE 13D/ASEC filing2026-06-23 ↗10-KAnnual report2026-06-18 ↗DFAN14ASEC filing2026-05-20 ↗SCHEDULE 13D/ASEC filing2026-05-20 ↗SCHEDULE 13GSEC filing2026-02-13 ↗10-QQuarterly report2026-02-11 ↗10-QQuarterly report2025-11-13 ↗8-KCurrent report — material event2025-08-28 ↗
Company logos by Elbstream and unavatar.
All third-party trademarks, service marks, logos, and brand names used on this site are the property of their respective owners. The use of these logos is for identification and illustrative purposes only and does not imply any affiliation, sponsorship, or endorsement by the respective owners.