BCOW · CIK 0001847360
1895 Bancorp of Wisconsin, Inc.
Annual figures as reported, FY2019–FY2023. Ratios and growth rates derived on-page.
Savings Institutions, Not Federally Chartered
Company profile
Net income
−$6.8M
▼ −4489.2% vs FY2022
Operating cash flow
−$709K
▼ −127.4% vs FY2022
Diluted EPS
−$1.23
▼ −4000.0% vs FY2022
Net income
Losses shown in terracotta
Recent quarters
momentum · last 12 quartersNet income — Sep ’24 quarter
−$159K
▲ +95.6% vs Sep ’23
Diluted EPS — trailing 12 months
−$0.59
▲ +28.0% vs Sep ’23
Quarterly net income
Losses shown in terracotta
| Quarter | Revenue | Rev. YoY | Gross margin | Net income | Net margin | Diluted EPS |
|---|---|---|---|---|---|---|
| Sep ’24 | — | — | — | −$159K | — | −$0.03 |
| Jun ’24 | — | — | — | −$516K | — | −$0.09 |
| Mar ’24 | — | — | — | −$306K | — | −$0.06 |
| Dec ’23 | — | — | — | −$2.3M | — | −$0.41 |
| Sep ’23 | — | — | — | −$3.6M | — | −$0.66 |
| Jun ’23 | — | — | — | −$508K | — | −$0.09 |
| Mar ’23 | — | — | — | −$361K | — | −$0.07 |
| Dec ’22 | — | — | — | $24K | — | $0.00 |
Profitability & returns
quality of earningsReturns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationOperating cash flow
Net cash from operations
Shareholder returns
capital allocationDiluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Key ratios
derived per fiscal year| Fiscal year | ROE | ROA |
|---|---|---|
| FY2023 | −9.3% | −1.2% |
| FY2022 | −0.2% | −0.0% |
| FY2021 | 0.1% | 0.0% |
| FY2020 | 2.2% | 0.3% |
| FY2019 | — | — |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2023 | — | — | — | −$6.8M | −$1.23 | −$709K | — | $557.6M | $484.8M | $72.8M | — | — |
| FY2022 | — | — | — | −$148K | −$0.03 | $2.6M | — | $543.0M | $467.7M | $75.4M | — | — |
| FY2021 | — | — | — | $85K | $0.01 | $2.8M | — | $539.6M | $448.7M | $90.9M | — | — |
| FY2020 | — | — | — | $1.3M | $0.28 | $1.3M | — | $516.8M | $456.7M | $60.0M | — | — |
| FY2019 | — | — | — | — | — | — | — | — | — | $58.7M | — | — |
Latest filings
the most recent regulatory filings15F-12B1895 BANCORP OF WISCONSIN, INC. FORM 15 MARCH 17, 20252025-03-17 ↗S-8 POS1895 BANCORP OF WISCONSIN, INC. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 MARCH2025-03-07 ↗S-8 POS1895 BANCORP OF WISCONSIN, INC. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 20222025-03-07 ↗S-8 POS1895 BANCORP OF WISCONSIN, INC. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 PYRAM2025-03-07 ↗251895 BANCORP OF WISCONSIN, INC. FORM 252025-03-07 ↗8-K1895 BANCORP OF WISCONSIN, INC. FORM 8-K FEBRUARY 18, 20252025-02-18 ↗8-K1895 BANCORP OF WISCONSIN, INC. FORM 8-K DECEMBER 20, 20242024-12-27 ↗10-QQuarterly report2024-11-08 ↗8-K1895 BANCORP OF WISCONSIN, INC. FORM 8-K SEPTEMBER 9, 20242024-09-09 ↗10-QQuarterly report2024-08-08 ↗
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