IFS · CIK 0001615903
INTERCORP FINANCIAL SERVICES INC.
Annual figures as reported, FY2016–FY2024. Ratios and growth rates derived on-page.
Commercial Banks, NEC
Company profile
Net income
PEN 1.3B
▲ +21.1% vs FY2023
Free cash flow
PEN 2.8B
▲ +2.9% vs FY2023
Diluted EPS
PEN 11.38
▲ +22.0% vs FY2023
Net income
Annual, as reported
Profitability & returns
quality of earningsReturns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationFree cash flow
Operating cash flow less capital expenditure
Operating cash flow
Net cash from operations
Shareholder returns
capital allocationCapital returned
Cash paid out as dividends and share repurchases
Dividends paid
Diluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Net debt
Long-term debt less cash — negative means net cash
Growth rates
compounding, annualizedNet income CAGR
−10.1%
3y
−2.0%
5y
Diluted EPS CAGR
−9.8%
3y
Free cash flow CAGR
+30.6%
3y
+11.9%
5y
Share count change (split-adjusted)
+1.3%
5y
Key ratios
derived per fiscal year| Fiscal year | ROE | ROA | Debt / equity |
|---|---|---|---|
| FY2024 | 11.9% | 1.4% | 0.55× |
| FY2023 | 10.8% | 1.2% | 0.55× |
| FY2022 | 19.2% | 1.9% | 0.91× |
| FY2021 | 20.6% | 2.0% | 0.96× |
| FY2020 | 4.3% | 0.4% | 0.87× |
| FY2019 | 16.3% | 2.0% | 0.77× |
| FY2018 | 15.4% | 1.7% | 0.92× |
| FY2017 | 18.0% | — | — |
| FY2016 | — | — | — |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2024 | — | — | PEN 1.6B | PEN 1.3B | PEN 11.38 | PEN 2.9B | PEN 104.7M | PEN 95.5B | PEN 84.5B | PEN 11.0B | PEN 12.6B | PEN 6.1B |
| FY2023 | — | — | PEN 1.3B | PEN 1.1B | PEN 9.33 | PEN 2.9B | PEN 147.6M | PEN 89.6B | PEN 79.6B | PEN 10.0B | PEN 9.8B | PEN 5.6B |
| FY2022 | — | — | PEN 2.2B | PEN 1.7B | PEN 14.45 | −PEN 1.0B | PEN 135.0M | PEN 90.0B | PEN 81.2B | PEN 8.7B | PEN 17.1B | PEN 7.9B |
| FY2021 | — | — | PEN 2.4B | PEN 1.8B | PEN 15.51 | PEN 1.3B | PEN 87.3M | PEN 90.0B | PEN 80.4B | PEN 8.7B | PEN 17.1B | PEN 8.4B |
| FY2020 | — | — | PEN 356.3M | PEN 383.5M | — | PEN 13.0B | PEN 52.4M | PEN 88.2B | PEN 79.3B | PEN 9.0B | PEN 18.8B | PEN 7.8B |
| FY2019 | — | — | PEN 1.9B | PEN 1.5B | — | PEN 1.7B | PEN 68.2M | PEN 71.6B | PEN 62.7B | PEN 8.9B | PEN 11.1B | PEN 6.9B |
| FY2018 | — | — | PEN 1.5B | PEN 1.1B | — | −PEN 2.0B | PEN 72.7M | PEN 63.7B | PEN 56.7B | PEN 7.1B | PEN 8.4B | PEN 6.5B |
| FY2017 | — | — | — | PEN 1.0B | — | PEN 3.4B | PEN 84.7M | — | — | PEN 5.8B | — | — |
| FY2016 | — | — | — | — | — | — | — | — | — | PEN 5.0B | — | — |
Latest filings
the most recent regulatory filings6-KForeign issuer report2026-06-12 ↗6-KForeign issuer report2026-06-09 ↗6-KForeign issuer report2026-05-12 ↗6-KForeign issuer report2026-04-27 ↗20-FAnnual report (foreign issuer)2026-04-24 ↗4Insider ownership filing2026-04-16 ↗6-KForeign issuer report2026-04-07 ↗6-KForeign issuer report2026-04-01 ↗3Insider ownership filing2026-04-01 ↗6-KForeign issuer report2026-03-19 ↗
Company logos by Elbstream and unavatar.
All third-party trademarks, service marks, logos, and brand names used on this site are the property of their respective owners. The use of these logos is for identification and illustrative purposes only and does not imply any affiliation, sponsorship, or endorsement by the respective owners.