ITUB · CIK 0001132597
Itau Unibanco Holding S.A.
Annual figures as reported, FY2014–FY2024. Ratios and growth rates derived on-page.
State Commercial Banks
Company profile
Revenue
R$168.1B
▲ +8.4% vs FY2023
Net income
R$42.1B
▲ +24.4% vs FY2023
Free cash flow
R$5.2B
▼ −92.9% vs FY2023
Total assets
R$2.85T
▲ +12.2% vs FY2023
Revenue
Annual, as reported
Net income
Annual, as reported
Profitability & returns
quality of earningsMargins
Share of revenue kept at each line
Returns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationFree cash flow
Operating cash flow less capital expenditure
Operating cash flow
Net cash from operations
Shareholder returns
capital allocationCapital returned
Cash paid out as dividends and share repurchases
Dividends paid
Diluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Growth rates
compounding, annualizedRevenue CAGR
+10.0%
3y
+7.5%
5y
Net income CAGR
+14.1%
3y
+8.7%
5y
Free cash flow CAGR
−53.7%
3y
−31.0%
5y
Share count change (split-adjusted)
+2.3%
5y
Key ratios
derived per fiscal year| Fiscal year | Net margin | FCF margin | ROE | ROA |
|---|---|---|---|---|
| FY2024 | 25.1% | 3.1% | 19.0% | 1.5% |
| FY2023 | 21.9% | 47.5% | 17.0% | 1.3% |
| FY2022 | 21.3% | 89.2% | 17.1% | 1.3% |
| FY2021 | 22.5% | 41.9% | 17.3% | 1.4% |
| FY2020 | 15.0% | 57.7% | 9.7% | 0.7% |
| FY2019 | 23.8% | 28.6% | 18.6% | 1.7% |
| FY2018 | 24.6% | 27.1% | 17.0% | 1.7% |
| FY2017 | 20.8% | 19.9% | 17.5% | 1.7% |
| FY2016 | — | — | 16.6% | 1.6% |
| FY2015 | — | — | 23.0% | 2.0% |
| FY2014 | — | — | — | — |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2024 | R$168.1B | — | — | R$42.1B | — | R$7.1B | R$1.8B | R$2.85T | R$2.63T | R$221.3B | R$117.3B | — |
| FY2023 | R$155.0B | — | — | R$33.9B | — | R$77.5B | R$3.8B | R$2.54T | R$2.34T | R$199.1B | R$116.5B | — |
| FY2022 | R$142.3B | — | — | R$30.2B | — | R$129.6B | R$2.7B | R$2.32T | R$2.14T | R$177.1B | R$104.3B | — |
| FY2021 | R$126.4B | — | — | R$28.4B | — | R$54.3B | R$1.4B | R$2.07T | R$1.90T | R$164.2B | R$103.9B | — |
| FY2020 | R$100.2B | — | — | R$15.1B | — | R$59.5B | R$1.7B | R$2.02T | R$1.86T | R$154.5B | R$105.8B | — |
| FY2019 | R$117.1B | — | — | R$27.8B | — | R$35.2B | R$1.6B | R$1.64T | R$1.49T | R$149.5B | R$70.8B | — |
| FY2018 | R$104.2B | — | — | R$25.6B | — | R$29.7B | R$1.5B | R$1.55T | R$1.40T | R$150.5B | R$95.6B | — |
| FY2017 | R$111.5B | — | — | R$23.2B | — | R$23.2B | R$943.0M | R$1.35T | R$1.22T | R$132.4B | R$83.3B | — |
| FY2016 | — | — | — | R$22.0B | — | R$36.1B | R$1.4B | R$1.35T | R$1.22T | R$132.4B | R$96.1B | — |
| FY2015 | — | — | — | R$26.2B | — | −R$34.5B | R$1.5B | R$1.28T | R$1.16T | R$113.6B | R$104.8B | — |
| FY2014 | — | — | — | — | — | — | — | — | — | R$100.6B | R$125.3B | — |
Latest filings
the most recent regulatory filings6-KForeign issuer report2026-07-02 ↗6-KForeign issuer report2026-06-18 ↗6-KForeign issuer report2026-06-11 ↗6-KForeign issuer report2026-06-11 ↗6-KForeign issuer report2026-05-29 ↗6-KForeign issuer report2026-05-29 ↗6-KForeign issuer report2026-05-29 ↗6-KForeign issuer report2026-05-22 ↗3/AInsider ownership filing2026-05-19 ↗13F-HR/ASEC filing2026-05-15 ↗
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