GGAL · CIK 0001114700
GRUPO FINANCIERO GALICIA SA
Annual figures as reported, FY2016–FY2024. Ratios and growth rates derived on-page.
Commercial Banks, NEC
Company profile
Net income
ARS 1.62T
▲ +121.3% vs FY2023
Free cash flow
ARS 3.29T
▼ −5.2% vs FY2023
Diluted EPS
ARS 1095.51
▲ +120.0% vs FY2023
Net income
Losses shown in terracotta
Profitability & returns
quality of earningsReturns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationFree cash flow
Operating cash flow less capital expenditure
Operating cash flow
Net cash from operations
Shareholder returns
capital allocationCapital returned
Cash paid out as dividends and share repurchases
Dividends paid
Diluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Net debt
Long-term debt less cash — negative means net cash
Growth rates
compounding, annualizedNet income CAGR
+105.0%
3y
+101.5%
5y
Diluted EPS CAGR
+104.6%
3y
+100.1%
5y
Free cash flow CAGR
+25.7%
3y
Share count change (split-adjusted)
+3.9%
5y
Key ratios
derived per fiscal year| Fiscal year | ROE | ROA | Debt / equity |
|---|---|---|---|
| FY2024 | 26.8% | 5.0% | 0.07× |
| FY2023 | 16.7% | 3.3% | 0.07× |
| FY2022 | 8.0% | 3.1% | 0.03× |
| FY2021 | 4.7% | 5.8% | 0.01× |
| FY2020 | 4.5% | 4.7% | 0.01× |
| FY2019 | 10.5% | 5.2% | 0.07× |
| FY2018 | −4.1% | −0.9% | 0.15× |
| FY2017 | 24.5% | 2.5% | 0.28× |
| FY2016 | — | — | — |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2024 | — | — | ARS 1.49T | ARS 1.62T | ARS 1095.51 | ARS 3.50T | ARS 214.7B | ARS 32.52T | ARS 26.45T | ARS 6.06T | ARS 7.41T | ARS 441.8B |
| FY2023 | — | — | ARS 1.18T | ARS 734.2B | ARS 497.89 | ARS 3.63T | ARS 161.2B | ARS 22.25T | ARS 17.85T | ARS 4.39T | ARS 7.12T | ARS 300.8B |
| FY2022 | — | — | ARS 447.4B | ARS 329.4B | ARS 223.36 | ARS 3.91T | ARS 125.7B | ARS 10.49T | ARS 8.59T | ARS 4.13T | ARS 9.00T | ARS 116.7B |
| FY2021 | — | — | ARS 288.9B | ARS 188.6B | ARS 127.90 | ARS 1.72T | ARS 60.3B | ARS 3.27T | ARS 2.68T | ARS 4.02T | ARS 8.48T | ARS 46.2B |
| FY2020 | — | — | ARS 136.5B | ARS 75.0B | ARS 51.30 | ARS 540.3B | ARS 20.9B | ARS 1.59T | ARS 1.32T | ARS 1.67T | ARS 3.47T | ARS 20.9B |
| FY2019 | — | — | ARS 82.5B | ARS 48.9B | ARS 34.15 | −ARS 39.5B | ARS 16.4B | ARS 933.3B | ARS 774.2B | ARS 467.7B | ARS 929.1B | ARS 30.9B |
| FY2018 | — | — | ARS 7.1B | −ARS 8.0B | −ARS 5.09 | ARS 188.2B | ARS 7.7B | ARS 876.4B | ARS 781.2B | ARS 195.5B | ARS 714.0B | ARS 29.9B |
| FY2017 | — | — | ARS 22.5B | ARS 11.2B | ARS 7.84 | −ARS 13.8B | ARS 5.0B | ARS 450.6B | ARS 404.9B | ARS 45.7B | ARS 143.6B | ARS 12.7B |
| FY2016 | — | — | — | — | — | — | — | — | — | ARS 70.3B | ARS 221.0B | — |
Latest filings
the most recent regulatory filings6-KForeign issuer report2026-07-02 ↗6-KForeign issuer report2026-07-02 ↗6-KForeign issuer report2026-06-30 ↗6-KForeign issuer report2026-06-30 ↗6-KForeign issuer report2026-05-13 ↗6-KForeign issuer report2026-05-06 ↗6-KForeign issuer report2026-04-30 ↗6-KForeign issuer report2026-04-30 ↗6-KForeign issuer report2026-04-29 ↗6-KForeign issuer report2026-04-17 ↗
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