RVSB · CIK 0001041368
RIVERVIEW BANCORP INC
Annual figures as reported, FY2015–FY2026. Ratios and growth rates derived on-page.
Savings Institution, Federally Chartered
Company profile
Net income
−$4.3M
▼ −188.5% vs FY2025
Free cash flow
$11.3M
▲ +102.5% vs FY2025
Diluted EPS
−$0.21
▼ −191.3% vs FY2025
Net income
Losses shown in terracotta
Recent quarters
momentum · last 12 quartersNet income — Mar ’26 quarter
−$8.0M
▼ −800.5% vs Mar ’25
Diluted EPS — trailing 12 months
−$0.21
▼ −191.3% vs Mar ’25
Quarterly net income
Losses shown in terracotta
| Quarter | Revenue | Rev. YoY | Gross margin | Net income | Net margin | Diluted EPS |
|---|---|---|---|---|---|---|
| Mar ’26 | — | — | — | −$8.0M | — | −$0.39 |
| Dec ’25 | — | — | — | $1.4M | — | $0.07 |
| Sep ’25 | — | — | — | $1.1M | — | $0.05 |
| Jun ’25 | — | — | — | $1.2M | — | $0.06 |
| Mar ’25 | — | — | — | $1.1M | — | $0.05 |
| Dec ’24 | — | — | — | $1.2M | — | $0.06 |
| Sep ’24 | — | — | — | $1.6M | — | $0.07 |
| Jun ’24 | — | — | — | $966K | — | $0.05 |
Profitability & returns
quality of earningsReturns on capital
Net income vs year-end equity and assets
Return on equityReturn on assets
Cash flow
cash generationFree cash flow
Operating cash flow less capital expenditure
Operating cash flow
Net cash from operations
Shareholder returns
capital allocationCapital returned
Cash paid out as dividends and share repurchases
Dividends paidBuybacks
Diluted shares outstanding
Falling count means buybacks outpace dilution
Balance sheet
financial positionStockholders’ equity
At fiscal year end
Net debt
Long-term debt less cash — negative means net cash
Growth rates
compounding, annualizedFree cash flow CAGR
+9.3%
3y
−11.4%
5y
+0.5%
10y
Share count change (split-adjusted)
−6.6%
5y
−7.4%
10y
Key ratios
derived per fiscal year| Fiscal year | ROE | ROA | Debt / equity | DPS |
|---|---|---|---|---|
| FY2026 | −3.0% | −0.3% | 0.19× | $0.08 |
| FY2025 | 3.1% | 0.3% | 0.17× | $0.08 |
| FY2024 | 2.4% | 0.2% | 0.18× | $0.24 |
| FY2023 | 11.6% | 1.1% | 0.18× | $0.24 |
| FY2022 | 13.9% | 1.3% | 0.18× | $0.21 |
| FY2021 | 6.9% | 0.7% | 0.18× | $0.20 |
| FY2020 | 10.6% | 1.3% | 0.19× | $0.19 |
| FY2019 | 13.0% | 1.5% | 0.21× | $0.15 |
| FY2018 | 8.8% | 0.9% | 0.24× | $0.10 |
| FY2017 | 6.7% | 0.7% | 0.25× | $0.08 |
| FY2016 | 5.9% | 0.7% | 0.21× | $0.07 |
| FY2015 | 4.3% | 0.5% | 0.22× | $0.01 |
Annual figures
as reported| Fiscal year | Revenue | Gross profit | Op. income | Net income | Diluted EPS | Op. cash flow | Capex | Total assets | Liabilities | Equity | Cash | LT debt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2026 | — | — | — | −$4.3M | −$0.21 | $12.0M | $789K | $1.5B | $1.3B | $145.6M | $116.9M | $27.8M |
| FY2025 | — | — | — | $4.9M | $0.23 | $8.3M | $2.7M | $1.5B | $1.4B | $160.0M | $29.4M | $27.8M |
| FY2024 | — | — | — | $3.8M | $0.18 | $12.8M | $5.6M | $1.5B | $1.4B | $155.6M | $23.6M | $27.8M |
| FY2023 | — | — | — | $18.1M | $0.83 | $13.6M | $5.0M | $1.6B | $1.4B | $155.2M | $22.0M | $27.8M |
| FY2022 | — | — | — | $21.8M | $0.98 | $16.5M | $3.3M | $1.7B | $1.6B | $157.2M | $241.4M | $27.8M |
| FY2021 | — | — | — | $10.5M | $0.47 | $24.2M | $3.6M | $1.5B | $1.4B | $151.6M | $265.4M | $27.8M |
| FY2020 | — | — | — | $15.7M | $0.69 | $15.9M | $3.0M | $1.2B | $1.0B | $148.8M | $42.0M | $27.8M |
| FY2019 | — | — | — | $17.3M | $0.76 | $20.2M | $1.0M | $1.2B | $1.0B | $133.1M | $22.9M | $27.8M |
| FY2018 | — | — | — | $10.2M | $0.45 | $11.9M | $753K | $1.2B | $1.0B | $116.9M | $44.8M | $27.8M |
| FY2017 | — | — | — | $7.4M | $0.33 | $18.1M | $598K | $1.1B | $1.0B | $111.3M | $64.6M | $27.8M |
| FY2016 | — | — | — | $6.4M | $0.28 | $11.1M | $366K | $921.2M | $813.0M | $108.3M | $55.4M | $22.7M |
| FY2015 | — | — | — | $4.5M | $0.20 | $5.6M | $464K | $858.8M | $754.4M | $103.8M | $58.7M | $22.7M |
Latest filings
the most recent regulatory filings10-KAnnual report2026-06-12 ↗4Insider ownership filing2026-06-02 ↗SCHEDULE 13G/ASEC filing2026-05-15 ↗4Insider ownership filing2026-05-11 ↗4Insider ownership filing2026-05-08 ↗4Insider ownership filing2026-05-07 ↗4Insider ownership filing2026-05-05 ↗SCHEDULE 13GSEC filing2026-04-30 ↗8-KCurrent report — material event2026-04-30 ↗8-KCurrent report — material event2026-04-24 ↗
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